I was reading Glamour yesterday and this month, along with Jessica Simpson's impressive use of the word "accolade" they have written about money habits. Some scary facts: 40% of women have "never talked about their spending habits with their partner". I wonder what they talk about when the check comes at dinner? I wonder about their future. Also according to Glamour, "The average young single woman spends all but $628 of her annual income, " and that "people struggle to resist impulse purchases when they 'use up' self -control elsewhere," -- which I am assuming to mean diets.
As we were going through all the things to throw out this past weekend, I found old paperwork, including, my 2 old credit cards with a total starting balance (of when I started focusing on paying off my debt) at $13,114 in June of 2007.
Now, when I want to buy shoes ;) or even start thinking negative thoughts, I stop myself and re-focus myself to think about the house we will be buying in New Haven -- what it will look like, if there will be parking, what kind of backyard and on and on. In puts me in a better mood and reminds me of positive goals, so I having been spending money more wisely.
There is a lady at work who will be 50 this year and her finances are very worrisome. I think about her getting older and not being prepared for not being able to work and make an income. On the back of Kim Kiyosaki's Rich Woman there are more statistics about women and how their standard of living drops drastically as they age.
This is a great motivation for me to plan very, very well now.
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